Equipment Finance for Business
From earthmoving to fit-outs, we help businesses and operators finance the equipment they need without the runaround.
Talk to usWhat we can help with
- Business equipment and machinery
- Earthmoving and construction equipment
- Forklifts and warehouse equipment
- Farming and agricultural equipment
- Medical and professional equipment
- Technology and fit-out finance
The right finance structure for your equipment purchase can have tax and cash flow implications. Speak with your accountant before choosing a product. We can explain the finance options available to you.
Common questions
Can I finance equipment as a sole trader?
Yes. Sole traders and small business operators can access equipment finance. We will assess your situation and identify lenders that work with your structure.
What's the difference between a chattel mortgage and a finance lease?
A chattel mortgage means you own the asset from day one and the lender holds a mortgage over it. A finance lease means the lender owns the asset during the term and you make regular payments. The right structure depends on your tax position and cash flow — speak with your accountant before choosing. We can walk you through the finance options.
Can I finance second-hand equipment?
Yes, many lenders will finance used equipment. Age, condition, and asset type all affect eligibility. We can advise on what is likely to be acceptable.
Do I need financials to apply?
Depending on the lender, asset, loan amount and business history, streamlined-document options may be available. Lender eligibility and verification requirements still apply.
Should I get accounting advice before choosing a finance structure?
Yes. Because equipment finance structures can have different tax and cash flow implications, it is worth speaking with your accountant before committing to a product. We can explain the finance options; your accountant can advise on the tax position.
How does broker remuneration work?
We charge a brokerage fee for our service. We may also receive a commission from the lender when a loan is settled. Both will be disclosed to you before you proceed.
Need equipment finance?
Talk to us directly about your business and what you need.
Credit products are subject to lender eligibility criteria, credit assessment, and approval. Applicants may or may not qualify.
Enquire now