About

Sean Pereira

Principal Finance Broker — SERV Finance

More than 30 years across automotive retail and asset finance in Australia. Sean has worked at every level of the industry — from the dealership floor through to General Manager and Dealer Principal — and now applies that experience directly to every client he works with.

Sean Pereira, Principal Finance Broker at SERV Finance

Credit Representative

No. 581144 of Viking Asset Aggregation Pty Ltd (Australian Credit Licence 543046)

QLD Motor Dealer Licence

Licence No. 4712400

FBAA Member

Finance Brokers Association of Australia

Career background

Built from the ground up

Sean's career path is not a straight line from broker training to broker desk. It runs through every part of the automotive and finance industry — which means he understands what lenders look for, how dealerships operate, and what clients actually need.

Early 1990s

Sales

Began in automotive retail sales in Australia — learning the product, the customer, and the dealership floor.

Mid 1990s – 2000s

Finance & Insurance (F&I)

Moved into dealership finance and insurance, structuring vehicle and asset finance for retail customers and understanding lender requirements from the inside.

2000s – 2010s

General Manager

Progressed to General Manager roles — overseeing operations, staff, and the full dealership P&L. Understanding how businesses actually run, not just how finance products work.

2010s

Dealer Principal

Held Dealer Principal positions, carrying full accountability for dealership performance, expense management, and profitability. That experience shapes how Sean approaches every client conversation — especially for business clients.

Present

Principal Finance Broker — SERV Finance

Operating as a Credit Representative of Viking Asset Aggregation Pty Ltd, Sean works directly with individuals, couples, sole traders, and businesses across vehicles, equipment, novated leasing, and a broad range of finance products.

What this means for you

Industry experience applied to your situation

Having run dealerships, Sean understands how finance structures work from the lender's side, the dealer's side, and the client's side. That breadth matters when you're trying to work out whether a chattel mortgage, finance lease, or consumer loan is the right fit for your circumstances.

For business clients, Sean's P&L and expense management background means he thinks about cash flow and structure — not just the rate. For individuals, it means a straightforward conversation without the jargon.

Sean works with a panel of more than 40 lenders and handles every enquiry personally — from the first conversation through to settlement. There are no handoffs to a junior broker or a call centre.

One broker throughout

Sean handles every enquiry personally. You deal with the same person from first contact to settlement.

Broad lender access

A panel of more than 40 lenders means Sean can look at options across the market rather than being limited to one or two providers.

Business and personal finance

Sean works with sole traders, companies, individuals, couples, visa holders and new business operators — not just a single client type.

Novated leasing

Sean can assist with novated lease enquiries for employees looking to package a vehicle through their employer.

Viking Asset Aggregation credit licence document

Compliance identity

Queensland Motor Vehicle Sales Pty Ltd trading as SERV Finance (ABN 90 149 417 630). Credit Representative No. 581144 of Viking Asset Aggregation Pty Ltd (Australian Credit Licence 543046). QLD Motor Dealer Licence No. 4712400. FBAA member.

Ready to talk?

Sean handles every enquiry personally. No call centres, no handoffs.